diff --git a/admin/controllers/base/DivideAccountController.php b/admin/controllers/base/DivideAccountController.php
index b628ea2..36f98e7 100644
--- a/admin/controllers/base/DivideAccountController.php
+++ b/admin/controllers/base/DivideAccountController.php
@@ -336,10 +336,12 @@ class DivideAccountController extends BaseAdminController
             throw new \yii\db\Exception('银行卡相关配置不能为空');
         }
 
+        $sendPrice = $CashApply->user_id == 0? bcadd($CashApply->true_cash, 1, 2): bcadd($CashApply->true_cash, 0, 2);
+
         // 准备打款参数
         $param = [
             'order_no' => $CashApply->order_no, // 订单号
-            'apply_cash' => bcadd($CashApply->true_cash, 1, 2), // 实际打款金额 1元是银联手续费
+            'apply_cash' => $sendPrice, // 实际打款金额 1元是银联手续费 自己的账户不需要手续费
             'bank_name' => $config->bank_name, // 银行名称
             'bank_account_type' => $config->bank_account_type, // 银行账户类型
             'bank_no' => $config->bank_no, // 银行账号